Archive for the ‘ Personal Finance ’

How To Deal With Debit Card Faults

Debit card which is also called bank card actually is a card made of plastic which avails the cardholder with an electronic access on his

10 Useful Ways To Create Powerful Personal Brand

When you hear the names like Bill Gates, Steve Jobs, Sachin Tendulkar then next word which will come to your mind are Microsoft, Apple, cricket

5 Smart And Easy Debt Reduction Tips

Debt reduction is a process that requires a realistic plan and strong financial discipline. You have to be well committed and consistent with your approach.

The Fair Debt Collection Practices Act

Launched in September 1977, the Fair Debt Collection Practices Act have imposed certain guidelines for debt collectors on what they can and what they cannot

How To Reduce Debt Using The Snowball Debt Reduction Method?

The snowball debt reduction method is one of the most popular and proven strategy to reduce debts faster. Just making the minimum monthly payments on

Consumer Rights To Annual Free Credit Reports

As a consumer, you are entitled to a free credit report once every 12 months. This is according to Fair and Accurate Credit Transactions Act

What Are Consumer Credit Reports?

Although most people know about a consumer credit rating system, not many of them don’t know what consumer credit reports are. By looking at the

About Your Legal Rights On Credit Scores

You have a right to view your credit reports and to dispute any discrepancies. In fact, federal laws require the credit reporting agencies to provide

How Do Banks Insure Against Unsecured Credit Card Losses?

Credit cards are unsecured loans given to consumers. Instead of making losses, banks make huge profits out of credit cards. This is how. Banks issue

Step-By-Step Process Of Credit Repair

If you follow this step-by-step process of credit repair, you will improve your credit. With improved credit, you qualify for bigger loans at lower interest